The time to enroll in Covered California is near!

As an Individual or Family, may I enroll in Affordable Health Care Medical Coverage at any time of the year?  Who can help me?

Enrolling for medical coverage will be restricted to a time period every year now,  similar to how enrollment in Medicare is currently handled. Enrollment will be towards the end of the year from October 1 through December 15.  If one does not enroll within that time period, they must wait until the following year at Open Enrollment from October 1 through December 15.

Can you change your enrollment?

If you prefer a different plan or you want to enroll immediate family members, you can change your enrollment within the October 1 – December 15 time period. Your final decision and enrollment by December 15 will carry through to the next year’s Open Enrollment.  You cannot change plans during the year (except for specific qualifying events).

However, with the roll out of more upcoming mandates beginning January 1, 2014, and the opening of Covered California (the State administration of the Federal Affordable Care Act mandated laws), this year’s Open Enrollment will be a one-time longer period from October 1, 2013 - March 31, 2014.  This will allow you to make a more educated and informed decision concerning the new plans and rates according to you and your family’s needs and budget.

The guidelines for coverage are the same for every medical insurance carrier offering Individual and Family health coverage whether you seek coverage with them directly, through a licensed and certified insurance broker/agent or certified entity, or through Covered California (whether you qualify for premium assistance subsidy or not).

When will coverage begin?

The effective date of coverage will be January 1, 2014, if you enroll anytime during October 1 - December 15, 2013.  If you enroll January - March, 2014, coverage will begin the first of the following month.

Who can I call to help me with coverage?

Partner Agency Insurance Services, Inc. can offer you affordable health care coverage through Covered California or directly with medical insurance carriers for Individuals & Families or Employer Group coverage for groups of any size.  Please feel free to contact us for a complimentary quote from various insurance companies for almost any kind of insurance at (714) 482-9500.